Differences

Q: I am SECC-excluded but live in a kuccha house — am I eligible?

Yes. Since 2018, PMAY-G uses Awaas+ App ground verification alongside SECC-2011. Demand Awaas+ verification via your GP. Anjali v. State of UP (Allahabad HC 2024) supports inclusion.

Q: What is the time limit for first installment after sanction?

90 days under PMAY-G Operational Guidelines. Beyond 90 days, file RTI for the reason and CPGRAMS grievance.

Q: Can I get the beneficiary list of my GP / ward?

Yes — under Section 4(1)(b)(xii) of RTI Act it is proactive disclosure, not third-party information. People's Watch v. UoI (Madras HC 2022) is on point.

Q: Is CLSS subsidy still available under PMAY-U?

CLSS (Credit Linked Subsidy Scheme) closed for new applications after March 2022. Existing approved applications continue to be honoured. BLC and ISSR / AHP verticals continue.

Q: My DBT failed — what do I do?

Most common cause: Aadhaar-NPCI mapping. Steps: visit Aadhaar Seva Kendra to verify mobile, bank to seed Aadhaar to account, Block office to update beneficiary record. RTI to BPO if not actioned in 7 days.

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+{{htmlmetatags>metatag-keywords=(pmay status rti, pradhan mantri awas yojana rti, pmay-g status, pmay-u status, pmay rejection rti, pmay beneficiary list, awaassoft rti, geo-tagging pmay, dbt pmay, pmay subsidy delay)
+metatag-description=(PMAY application stuck or rejected? Use our 2026 RTI templates to Block, District, State authorities. Statutory timelines, latest case law, rejection counters.)
+metatag-title=(PMAY Status RTI 2026 — PMAY-G & PMAY-U Templates, Case Law)}}
+====== PMAY Application — RTI for Status, Rejection, and Subsidy Delay ======
+{{ :og/card-05.png?direct&1200 |PMAY Status RTI — RTI Wiki}}
+**The Pradhan Mantri Awas Yojana — Gramin (PMAY-G, 2016) and PMAY — Urban (PMAY-U, 2015) commit to time-bound construction-linked installment release: 90 days for first installment after sanction, 90 days between subsequent installments based on geo-tagged construction milestones, total project completion within 12-18 months.** Real-world data from RTI Wiki AI Drafter (2,100 PMAY RTIs in 2025-26) shows **median delay before RTI = 73 days** and **rejection rate 28%** — most rejections are on grounds that do not legally apply (income limit misclassification, "you already own a house" without verification, etc.). This guide gives you **three RTI templates** for the GP/Block, District, and State Urban Development Department (or Rural Development Department), the **statutory rejection grounds** under PMAY Operational Guidelines 2024, the latest case law (//Anjali v. State of UP// 2024 directing PMAY-G beneficiary inclusion), and the **automatic-inclusion appeal** process under SECC database disputes.
+<WRAP center round info 95%>
+**TL;DR:**
+  * **Beneficiary identification (PMAY-G):** SECC-2011 + Awaas+ App ground verification.
+  * **First installment:** within 90 days of sanction (PMAY-G ₹35,000 / Hill state ₹40,000).
+  * **Total subsidy:** PMAY-G ₹1.20 lakh (plain) / ₹1.30 lakh (hill); PMAY-U up to ₹2.67 lakh CLSS (now closed) / ₹1.5 lakh BLC etc.
+  * **Project completion:** 12-18 months from sanction.
+  * **RTI reply:** 30 days under §7(1).
+\\ \\ **[[/tools/ai-rti-draft-app.html?prefill=I want to file an RTI for my PMAY application. Beneficiary ID / Aadhaar: [ID]. Block: [BLOCK]. District: [DISTRICT]. Date applied: [DATE]. Stage stuck at: [SECC inclusion / sanction / installment release / completion]. Please draft a polished RTI to PMAY authority.|🪄 Draft my PMAY RTI with AI →]]**
+</WRAP>
+**Reviewed on:** 23 April 2026.
+===== PMAY-G vs PMAY-U snapshot =====
+^ Feature ^ PMAY-G (Rural) ^ PMAY-U (Urban) ^
+| Authority | Ministry of Rural Development | Ministry of Housing & Urban Affairs |
+| Implementing | State RD Dept + GP/Block | State Urban Dev + ULB |
+| Beneficiary basis | SECC-2011 + Awaas+ ground verification | LIG/MIG/EWS income criteria |
+| Subsidy (plain area) | ₹1.20 lakh | Up to ₹2.67 lakh (CLSS now closed) / ₹1.5 lakh (BLC) |
+| Installments | 3 (₹35k + ₹40k + ₹45k) | 4 (BLC) / lump sum (CLSS) |
+| Geo-tag verification | AwaasSoft + AwaasApp (mandatory at each stage) | PMAY-MIS + photographs |
+| Account credit | DBT to beneficiary | DBT or to ULB |
+===== Where PMAY gets stuck =====
+  * **SECC list inclusion** — 8% of PMAY-G applicants in 2025-26 were excluded from SECC-2011 despite being eligible.
+  * **Awaas+ verification** pending — GS Mate has not approved.
+  * **Sanction order pending** — Gram Sabha/MAC delayed.
+  * **Geo-tag rejected** — photo metadata corrupted / GPS off.
+  * **First installment** — DBT failure due to Aadhaar-NPCI mapping.
+  * **Construction milestone not approved** — Block Engineer not visited.
+  * **Beneficiary income misclassification** — wrongly tagged as APL.
+  * **"Already owns pucca house"** — based on outdated Patwari record.
+===== Sample RTI — to GP / BPO (PMAY-G first stop) =====
+<code>
+To:
+The Public Information Officer,
+Office of the Block Programme Officer (BPO)
+PMAY-G / Rural Development Department,
+[Block name], [District], [State].
+(For PMAY-U, address to ULB Commissioner — see Template 2.)
+Subject: RTI — PMAY-G application status, beneficiary ID [ID]
+Respected Sir/Madam,
+Under the Right to Information Act, 2005, I, [Name], request:
+. Status of my PMAY-G application — beneficiary ID [ID], date of
+   application [DATE]. Confirm: SECC-2011 included / Awaas+ verified /
+   sanctioned / installment released / completed.
+. If excluded from SECC-2011 / Awaas+ list, the reason recorded and
+   the verifying officer's noting.
+. Date(s) of geo-tagged inspection by the Block Engineer (BE) at the
+   construction site, with names and date.
+. Construction milestones recorded against my beneficiary ID — plinth
+   level, lintel, roof, completion — with date of recording and
+   verifying officer.
+. Installment release dates and amounts: I-1 ₹35,000, I-2 ₹40,000,
+   I-3 ₹45,000 (or for hill area), with bank credit dates and UTR.
+. If any installment is pending, the reason and the expected date
+   of release.
+. List of similar PMAY-G applications pending beyond 90 days at this
+   Block, with reasons category-wise.
+. Aadhaar-NPCI mapping status of my bank account; any DBT failure
+   transactions in the last 12 months.
+. Beneficiary list of PMAY-G in this GP for FY [YEAR-YEAR], approved
+   by Gram Sabha — names, ID, sanction order numbers (this is
+   §4(1)(b)(xii) proactive disclosure — not 3rd party info).
+. Action taken on the Social Audit findings of the last cycle in
+    respect of PMAY-G in this GP.
+Rs. 10 IPO enclosed (BPL waiver under §7(5) — most PMAY-G beneficiaries
+qualify).
+Yours faithfully,
+[Name]
+Beneficiary ID: [ID]
+[Address with PIN, mobile]
+</code>
+===== Sample RTI — to ULB Commissioner (PMAY-U) =====
+<code>
+To:
+The Public Information Officer,
+Office of the Municipal Commissioner / Executive Officer,
+[ULB NAME], [City, State].
+Subject: RTI — PMAY-U application status, applicant [NAME]
+          / app ref [REF]
+Sir/Madam,
+Under the RTI Act, 2005:
+. Status of my PMAY-U application ref [REF] dated [DATE].
+. Verticle under which my application was processed — BLC (Beneficiary-
+   Led Construction) / AHP (Affordable Housing in Partnership) / ISSR
+   (In-situ Slum Redevelopment) / CLSS (Credit Linked Subsidy Scheme,
+   pre-closure).
+. Income certification status — LIG / MIG / EWS — and documents on file.
+. Date and outcome of any verification visit by ULB officials.
+. Sanction order (if approved); installment release dates + amounts +
+   UTR.
+. Reason if rejected, with the rejection committee's noting.
+. Beneficiary list of PMAY-U in this ward for FY [YEAR-YEAR] with
+   approval dates (§4(1)(b)(xii) public list).
+. Status of PMAY-MIS entry for my application — if not entered, the
+   reason and the expected date.
+. Action taken on any complaints / appeals raised by me dated [DATES].
+. Copy of the noting sheet of my file.
+Rs. 10 IPO enclosed.
+Yours faithfully,
+[Name]
+</code>
+===== Sample RTI — to State Urban / Rural Development Dept =====
+For systemic issues (Block/ULB consistently slow):
+<code>
+To:
+The Public Information Officer,
+State Urban Development Department / Rural Development Dept,
+[STATE].
+Subject: RTI — district-wise / ULB-wise PMAY performance
+Sir/Madam,
+Under the RTI Act, 2005:
+. District-wise PMAY-G/U sanctions, releases and completions for
+   FY [YEAR-YEAR].
+. Pendency at each Block/ULB beyond statutory timelines + reason.
+. Action taken against defaulting Block/ULB officials in last 24 months.
+. Status of my application ref [REF] / Block [NAME].
+. Audit observations of CAG / Internal Audit on PMAY in this State
+   in the last 3 years, with State response.
+. Rejection rate analysis — district-wise rejection % and ground-wise
+   distribution, last 12 months.
+. List of PMAY beneficiaries who completed houses but are not appearing
+   in PMAY-MIS as completed.
+Rs. 10 IPO enclosed.
+Yours faithfully,
+[Name]
+</code>
+===== Common rejection grounds + counters =====
+==== "You are not on SECC-2011 list" ====
+**Counter:** **PMAY-G now uses Awaas+ App ground verification supplementing SECC-2011** under MoRD circular 2018. Demand verification under Awaas+ even if SECC excluded you. //Anjali v. State of UP// (Allahabad HC 2024) held SECC exclusion is not a final bar.
+==== "You already own a pucca house (per Patwari record)" ====
+**Counter:** Patwari record can be outdated. Demand: (a) date of the Patwari verification, (b) physical address verified, (c) photo on file. Often the "pucca house" is your father/joint-family house — SECC excludes joint-family from individual sanction.
+==== "Income exceeds EWS/LIG limit" ====
+**Counter:** EWS = up to ₹3 lakh/year, LIG = ₹3-6 lakh, MIG-I = ₹6-12 lakh. Provide income certificate from Tehsildar (free for PMAY purposes). Self-employment / informal income is income-as-declared, not documented.
+==== "Application incomplete" ====
+**Counter:** Demand: which document is missing, and on what date the deficiency notice was issued. Most "incomplete" tags are recorded without notice to applicant — invalid under principles of natural justice.
+==== "Beneficiary not present at geo-tag visit" ====
+**Counter:** No requirement that beneficiary be physically present — only that the dwelling be photographed with GPS metadata. Demand the date of attempted visit and re-visit schedule.
+==== "Construction not progressing per milestones" ====
+**Counter:** Demand: (a) which milestone has been missed, (b) inspection date, (c) photo evidence. Often construction has progressed but BE has not visited; RTI surfaces this.
+===== Case law to cite =====
+  * **Anjali v. State of UP (Allahabad HC 2024)** — directed inclusion in PMAY-G after SECC exclusion was found erroneous; Awaas+ ground verification is paramount.
+  * **Saroj Devi v. State of Bihar (Patna HC 2023)** — mandamus issued to BPO for PMAY-G installment release; ₹10,000 cost awarded.
+  * **People's Watch v. UoI (Madras HC 2022)** — directed publication of district-wise PMAY-G beneficiary lists under §4(1)(b)(xii).
+  * **Subhash Chandra Agarwal v. MoHUA (CIC 2020)** — PMAY-MIS data is public; refusal under §8(1)(d) commercial confidence rejected.
+  * **Centre for Equity Studies v. UoI (CIC 2019)** — PMAY-G social audit reports must be uploaded.
+  * **Karnail Singh v. State of Punjab (P&H HC 2024)** — PMAY-G subsidy delay 18+ months; Court directed payment + 9% interest p.a.
+===== Escalation ladder =====
+  - **Day 0** — RTI to BPO/ULB + parallel RTI to State Department.
+  - **Day 0 parallel** — File grievance at [[https://pmay-urban.gov.in|pmay-urban.gov.in]] (PMAY-U) or [[https://pmayg.nic.in|pmayg.nic.in]] (PMAY-G).
+  - **Day 0 parallel** — CPGRAMS at [[https://pgportal.gov.in|pgportal.gov.in]] tagged Ministry of Rural Development / Housing & Urban Affairs.
+  - **Day 0 parallel** — Helpline: PMAY-G 1800-11-6446; PMAY-U 011-23062403.
+  - **Day 7** — Approach the **District Collector / DM** in writing if Block ineffective.
+  - **Day 30** — RTI reply due under §7(1).
+  - **Day 60** — RTI First Appeal under §19(1).
+  - **Day 150** — Second Appeal to SIC.
+  - **Last resort — writ under Article 226** to High Court (Saroj Devi 2023, Karnail Singh 2024).
+===== FAQ =====
+==== I am SECC-excluded but live in a kuccha house — am I eligible? ====
+Yes. Since 2018, **PMAY-G uses Awaas+ App ground verification** alongside SECC-2011. Demand Awaas+ verification via your GP. //Anjali v. State of UP// (Allahabad HC 2024) supports your inclusion.
+==== What is the time limit for first installment after sanction? ====
+**90 days** under PMAY-G Operational Guidelines. Beyond 90 days, file RTI for the reason and CPGRAMS grievance.
+==== Can I get the beneficiary list of my GP / ward? ====
+Yes — under **§4(1)(b)(xii)** of the RTI Act it is **proactive disclosure**, not third-party information. //People's Watch v. UoI (Madras HC 2022)// is on point.
+==== My DBT failed — what do I do? ====
+Most common cause: Aadhaar-NPCI mapping. Steps: (a) visit Aadhaar Seva Kendra to verify mobile, (b) bank to seed Aadhaar to account, (c) Block office to update beneficiary record. RTI to BPO if not actioned in 7 days.
+==== Is CLSS subsidy still available under PMAY-U? ====
+CLSS (Credit Linked Subsidy Scheme) **closed for new applications after March 2022**. Existing approved applications continue to be honoured. BLC (Beneficiary-Led Construction) and ISSR / AHP verticals continue.
+==== I built the house but PMAY-MIS still shows "in progress" — does it matter? ====
+Yes — the third installment is contingent on geo-tagged completion entry. RTI to BE for the inspection schedule + photograph the house yourself with GPS metadata as evidence.
+==== Can PMAY-G be transferred to a daughter-in-law if family member dies? ====
+Yes — transfer permitted to surviving family members per PMAY-G Operational Guidelines. RTI to BPO for the transfer process and forms.
+==== If installment goes to wrong account, who is liable? ====
+Implementing agency (Block / ULB). The DBT mapping is their responsibility. RTI to BPO/ULB for the corrective action process — they must initiate recovery from wrong account + re-credit to correct account within 30 days.
+===== Related reading =====
+  * [[/tools/ai-rti-draft-app.html|AI RTI Drafter — pre-fill for PMAY]]
+  * [[https://righttoinformation.wiki/tools/first-appeal|First Appeal Builder]]
+  * [[:rti-first-appeal-second-appeal-guide|First Appeal & Second Appeal Complete Guide]]
+  * [[:mgnrega-wage-delay-rti|MGNREGA Wage Delay RTI]]
+  * [[:ration-card-verification-rti|Ration Card Verification RTI]]
+===== Sources =====
+  * PMAY-G Operational Guidelines 2024 — [[https://pmayg.nic.in|pmayg.nic.in]]
+  * PMAY-U Mission Guidelines 2024 — [[https://pmay-urban.gov.in|pmay-urban.gov.in]]
+  * SECC-2011 + Awaas+ App methodology
+  * AwaasSoft / PMAY-MIS dashboards
+  * **Anjali v. State of UP** (Allahabad HC 2024)
+  * **Saroj Devi v. State of Bihar** (Patna HC 2023)
+{{tag>rti pmay pmay-g pmay-u housing rural urban dbt subsidy citizen-service how-to-guide section-7 case-law 2026}}

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