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+{{htmlmetatags>metatag-keywords=(pmfby crop insurance claim rti,pmfby rti,crop insurance delay rti,pradhan mantri fasal bima yojana rti,rti agriculture insurance,pmfby claim stuck,insurance company rti pmfby)&metatag-description=(PMFBY crop-insurance claim delayed after loss assessment? File RTI to the District Agriculture Officer / State Nodal Agency to extract CCE data, insurance-company response, and claim status.)}}
+====== PMFBY Crop-Insurance Claim Stuck? RTI to District Agriculture Officer ======
+{{ :social:auto:rti-for-pmfby-crop-insurance.png?direct&1200 |RTI for PMFBY crop insurance — RTI Wiki}}
+{{page>snippets:dpdp-banner}}
+<WRAP center round tip 95%>
+**Need help drafting this RTI?** Use our free **[[:tools:rti-assistant|RTI Assistant]]** — describe your problem, get a ready-to-file Section 6(1) application with your name and address pre-filled. Also handles First Appeal and Second Appeal to the CIC/SIC.
+</WRAP>
+<WRAP info>
+**In one line.** The Pradhan Mantri Fasal Bima Yojana (PMFBY) operates through empanelled insurance companies under a State Nodal Agency. When claim-settlement is delayed beyond the operational guidelines (typically **within 2 months of Crop Cutting Experiment / yield finalisation**), RTI to the District Agriculture Officer (DAO) and State Nodal Agency extracts the CCE data, insurer response, and claim-release status.
+</WRAP>
+Part of **[[:rti-for-money-and-schemes|Pillar 4 — RTI for Money, Schemes & Subsidies]]**.
+===== What is the problem =====
+  * **Premium debited** from loan / bank account but **claim not credited** after crop loss.
+  * **CCE (Crop Cutting Experiment)** data disputed — shortfall not recognised.
+  * **Localised calamity** claim (hailstorm, inundation) filed within 72 hours but no survey.
+  * **Mid-season adversity** declaration awaited from state.
+  * **Insurance company** silent or citing "pending yield data".
+===== When to use RTI =====
+  * >60 days from season-end / CCE finalisation without settlement.
+  * Localised-calamity intimation filed, no surveyor visit in 7 days.
+  * Claim amount credited is less than expected — no calculation sheet.
+  * Policy number not traceable on ''pmfby.gov.in''.
+===== What you can ask =====
+  * Policy enrolment record — sum insured, premium paid, bank debit date.
+  * CCE yield data for the notified insurance unit (village / gram panchayat).
+  * Threshold yield notification for the season.
+  * Insurance company's claim-processing log.
+  * Surveyor's report for localised calamity, if filed.
+  * Claim calculation worksheet.
+  * State Nodal Agency's release order.
+  * Grievance officer / District Monitoring Committee minutes.
+===== Step-by-step RTI filing =====
+  * **District Agriculture Officer (DAO) / District Collectorate** — primary custodian for CCE and notified-unit data.
+  * **State Nodal Agency for PMFBY** (Department of Agriculture, State) — premium subsidy and release orders.
+  * **Department of Agriculture & Farmers Welfare, Government of India** — for inter-state / policy issues, via ''rtionline.gov.in''.
+  * Rs. 10 fee; BPL free.
+===== Sample RTI application =====
+<code>
+To,
+The Public Information Officer,
+District Agriculture Office / State Nodal Agency, PMFBY,
+[District / State]
+Subject: Information under Section 6(1) of the RTI Act, 2005, regarding my PMFBY crop-insurance claim.
+Sir/Madam,
+I, [Name], resident of [Full Address, Village, Block, District], submit:
+PMFBY Policy / Application Reference No.: ________
+Season (Kharif / Rabi): ________, Year: ________
+Notified Crop: ________
+Insurance Unit (Village / GP): ________
+Sum Insured: Rs. ________
+Premium debit date and bank: ________
+Nature of loss (mid-season / localised / post-harvest / yield shortfall): ________
+Please provide:
+. Enrolment confirmation in the PMFBY database for the above season and crop.
+. CCE (Crop Cutting Experiment) yield data for my notified insurance unit.
+. Notified threshold yield and indemnity level for the season.
+. Name of the empanelled insurance company and its claim-processing log.
+. If I filed localised-calamity intimation within 72 hours, the surveyor's report and finding.
+. Claim calculation worksheet — threshold yield, actual yield, sum insured, payable amount.
+. State Nodal Agency's release order to the insurance company for the season.
+. If claim is rejected or reduced, the written grounds.
+. District Monitoring Committee minutes for the season.
+. Grievance officer / First Appellate Authority contact.
+I enclose Indian Postal Order No. __________ for Rs. 10.
+I declare I am an Indian citizen.
+Yours faithfully,
+[Signature, Date, Place]
+</code>
+===== 10 RTI questions =====
+  - Enrolment confirmation.
+  - CCE yield data.
+  - Threshold yield notification.
+  - Insurance company processing log.
+  - Surveyor report (localised calamity).
+  - Claim calculation worksheet.
+  - State release order.
+  - Written grounds for rejection/reduction.
+  - DMC minutes.
+  - FAA contact.
+===== What happens next =====
+  * **Day 0–10** RTI routed.
+  * **Day 10–25** DAO pulls CCE + insurance-company file; many claims settle during this window.
+  * **Day 30** Reply mandatory.
+  * **Day 30+** First Appeal to Appellate Authority + grievance to State Nodal Agency.
+===== Common mistakes =====
+  * Filing at the insurance company — private insurers are **not** public authorities. File to the **DAO / State Nodal Agency** that holds the public file.
+  * Not quoting the insurance-unit (village / GP) — CCE is done at this granular level.
+  * Missing the 72-hour localised-calamity window.
+  * Asking "why is claim not paid" — ask for the **CCE and calculation worksheet**.
+===== Pro tips =====
+  * **Bank debit slip + enrolment receipt** — the two anchors for any PMFBY RTI.
+  * **For tenant farmers / sharecroppers**, cite the land-document alternative route under operational guidelines.
+  * **Parallel grievance** at ''pmfby.gov.in'' grievance module strengthens the record.
+  * **If insurance company defaults**, the State can debar it — quoting that power in the RTI accelerates response.
+===== FAQs =====
+**Q1. Can I RTI the private insurance company directly?**\\ No — the insurer is not a public authority. But the DAO / Nodal Agency holds the claim file; RTI to them forces the insurer to produce records.
+**Q2. What's the standard claim timeline?**\\ Operational Guidelines prescribe settlement within **2 months** of finalised yield data. Beyond that, interest at 12% p.a. is payable.
+**Q3. Is CCE data public?**\\ Yes — it is a public-authority record under Section 4 of the RTI Act.
+**Q4. What if CCE was not conducted in my village?**\\ Ask for the neighbouring unit's data and the DMC's reasoning; non-conduct itself is a grievance ground.
+===== Conclusion =====
+PMFBY claims stall in the gap between CCE finalisation and insurance-company release. RTI makes both halves visible — and once yield data + calculation worksheet are on paper, settlement follows.
+===== Related reading =====
+  * [[:rti-for-money-and-schemes|Pillar 4 — Money & Schemes]]
+  * [[:rti-for-pm-kisan-installment|PM-KISAN installment RTI]]
+  * [[:rti-for-mgnrega-wages|MGNREGA wages RTI]]
+  * [[:file-rti-online-india|File RTI online]]
+===== Sources =====
+  * PMFBY Operational Guidelines, 2020 (revised)
+  * RTI Act, 2005, Section 4
+  * State Nodal Agency SOPs
+----
+//Last reviewed: 21 April 2026.//
+{{tag>rti pmfby crop-insurance agriculture scheme pillar-4}}

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