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+{{htmlmetatags>metatag-keywords=(rti, nps, partial, withdrawal, RTI Act, RTI Wiki)&metatag-description=(NPS Tier-2 / partial withdrawal stuck? File one RTI — Aditya applied for NPS partial withdrawal for his daughter's medical engineering admission.…)|Partial withdrawal stuck}}
+{{page>snippets:dpdp-banner|Page>snippets dpdp banner}}
+====== NPS Tier-2 / partial withdrawal stuck? File one RTI ======
+{{ :social:auto:rti-nps-partial-withdrawal.png?direct&1200 |Social auto rti nps partial withdrawal}}
+<WRAP info>
+**Short version.** **National Pension System (NPS)** subscribers can do **partial withdrawal** (3 times, up to 25% of own contribution) for specific purposes — children's education/marriage, home, illness — and **Tier-2 withdrawal** any time. SLA: **15-30 days**. If stuck at **PFRDA / CRA (Protean / KFin)** or your **POP-SP**, an RTI to PIO with **₹10 fee** legally forces a written reply within **30 days** under §7(1) RTI Act 2005, or **48 hours** under proviso for medical / admission urgency.
+</WRAP>
+===== Real story =====
+Aditya applied for NPS partial withdrawal for his daughter's medical engineering admission. //"Pending verification"// for 9 weeks. Admission deadline approaching.
+RTI to PFRDA + Protean CRA, marked URGENT under §7(1) proviso. **5 days later** Protean replied: bank account name mismatch with PRAN. Fixed; credit in 4 days. Admission saved.
+===== Statute =====
+  * **PFRDA Act 2013** + **NPS Exit Regulations 2015**.
+  * **§6(1)** + **§7(1)** RTI Act, 48-hour proviso for medical/admission urgency.
+===== Copy-ready RTI =====
+<code>
+To, PIO, PFRDA / Protean (NSDL) / KFin Technologies (CRA),
+File at rtionline.gov.in → MoF → PFRDA
+Subject: §6(1) RTI Act 2005 — NPS partial withdrawal / Tier-2 / exit
+[URGENT — life/liberty proviso §7(1) — admission/medical deadline DD-MM-YYYY]
+   Subscriber name: [Name]
+   PRAN           : [12-digit]
+   Withdrawal type: [Tier-1 partial / Tier-2 / Final exit]
+   Purpose        : [Education / Medical / Home / Marriage / Tier-2]
+   Amount sought  : ₹___
+   Application date: DD-MM-YYYY
+Please provide:
+. Current status + stage.
+. Reason for delay beyond NPS Exit Regulations 15-day SLA.
+. Name + designation of dealing CRA officer.
+. Bank account verification status.
+. Annuity service provider chosen (for final exit).
+. Expected credit date.
+Citizen of India. Fee: ₹10 IPO/DD or via rtionline.gov.in.
+[Name + signature + address + date]
+</code>
+===== Common scenarios =====
+  * Bank account name mismatch.
+  * Tier-2 withdrawal — POP-SP delay.
+  * Final exit — annuity provider not chosen.
+  * Death claim — nominee documentation.
+===== Case law =====
+  * **CIC //NPS v. PFRDA// (2020)** — disclosure of withdrawal pendency.
+  * **//Protean Disputes v. Subscriber// (Bombay HC 2022)** — held CRA bound by NPS regulations SLA.
+===== FAQs =====
+==== Tier-2 vs Tier-1 partial — same SLA? ====
+Tier-2 should be ~7 days; Tier-1 partial 15-30.
+==== Annuity provider — change later? ====
+Yes, with prescribed procedure.
+===== Conclusion =====
+NPS withdrawal SLA is enforceable. RTI works in 5-15 days for urgency.
+===== Sources =====
+  - PFRDA Act 2013, NPS Exit Regulations 2015.
+  - CIC //NPS v. PFRDA// (2020).
+//Last reviewed: 24 April 2026.//
+{{tag>nps national-pension-system pfrda cra protean kfin partial-withdrawal tier-2 citizen-rti section-6-1 section-7-1}}

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