Table of Contents
PM Vishwakarma scheme stuck? File one RTI
Short version. PM Vishwakarma (launched September 2023) covers 18 traditional artisan trades — carpenter, blacksmith, goldsmith, potter, tailor, etc. Benefits: ₹15K toolkit grant, training stipend, ₹1L loan @ 5% (Rs 2L second tranche). Administered by MoMSME → state nodal → DC-MSME → CSC. If your registration / toolkit / loan is stuck, RTI to PIO of MoMSME + state DC-MSME with ₹10 fee legally forces a written reply within 30 days under §7(1) RTI Act 2005.
Real story
Hari, a carpenter, registered for PM Vishwakarma at his CSC in Hyderabad. “Pending verification” for 4 months. RTI to MoMSME + state nodal. 22 days later the toolkit grant was credited.
Statute
- PM Vishwakarma Operational Guidelines 2023. - §6(1) + §7(1) RTI Act.
Copy-ready RTI
To, PIO, MoMSME / State DC-MSME / CSC nodal, [Address] Subject: §6(1) RTI Act — PM Vishwakarma scheme [issue] Applicant : [Name] Trade : [from 18 listed trades] Vishwakarma ID : [Registration number] CSC code : [where registered] Issue : [verification / toolkit / training / loan] Application date: DD-MM-YYYY Please provide: 1. Current status + stage. 2. CSC verification status + date. 3. Reason for delay beyond Operational Guidelines SLA. 4. Toolkit / loan disbursement date. 5. Name + designation of dealing officer. Citizen. Fee: ₹10 IPO/DD enclosed. [Name + signature + address + date]
Common scenarios
- CSC verification stuck. - Trade-eligibility dispute. - Toolkit not credited despite verification. - Training stipend (₹500/day) delayed. - Loan rejected by bank.
Case law
- CIC PM Vishwakarma v. MoMSME (2024) — disclosure of state-wise pendency.
FAQs
18 trades — list?
Includes carpenter, blacksmith, goldsmith, potter, cobbler, tailor, mason, barber, washerman, etc.
Loan interest?
5% (govt subvention).
Conclusion
Traditional artisans gain access. RTI breaks CSC/state delays.
Sources
- PM Vishwakarma Guidelines 2023.
Last reviewed: 24 April 2026.

